GRIPS 政策研究センター Policy Research Center


Dec 16, 2014 Report No:14-22

Mobile Money, Remittances and Rural Household Welfare: Panel Evidence from Uganda

Field Economics
Language English

Mobile money service in Uganda has expanded rapidly, penetrating as much as over 30 percent of the adult population in just four years since its inception. We investigate the impact of this financial innovation on household welfare, using household survey panel data from rural Uganda. Results from our preferred specification reveal that adopting mobile money services increases household per capita consumption by 72 percent. The mechanism of this impact is the facilitation of remittances; user households are more likely to receive remittances, receive remittances more frequently and the total value received is significantly higher than that of non-user households. Our results are robust to a number of robustness checks. JEL (O16, O17, O33, I131)

Keywords 【Emerging State Project】 mobile money, financial inclusion, rural development, Africa
attachment 14-22.pdf